SSB And Associates | Chartered Accountants

Trusts and Non Profit Advisory

Employee Benefit Trust Advisory

Overview

Employee Benefit Trusts are an integral part of an organisation's employee welfare and long-term compensation strategy. We advise companies on the establishment, structuring, funding and administration of employee benefit trusts, including approved gratuity funds, approved superannuation funds, leave encashment trusts, employee welfare trusts and employee share-based benefit trusts. Our multidisciplinary approach combines taxation, accounting, actuarial coordination, regulatory compliance and governance to help organisations design sustainable employee benefit structures that meet statutory requirements while supporting their human resource objectives.

Scope of Services

Our Employee Benefit Trust Advisory services include:

Advisory on establishment and structuring of Employee Benefit Trusts.
Drafting, review and amendment of Trust Deeds and related trust documentation.
Formation of Approved Gratuity Funds and Approved Superannuation Funds.
Structuring of Leave Encashment Trusts, Employee Welfare Trusts and Employee Share-Based Benefit Trusts, including ESOP Trusts.
Assistance in obtaining approvals and registrations under the Income-tax Act, 2025 and other applicable laws.
Coordination with actuaries for actuarial valuations of gratuity, leave encashment and other employee benefit obligations.
Liaison with Life Insurance Corporation of India (LIC) and other approved insurers for establishment, funding and administration of gratuity and superannuation schemes.
Advisory on funding strategies for employee benefit obligations.
Accounting and tax advisory relating to employee benefit trusts and employer obligations.
Advisory on governance, trustee responsibilities and administration of employee benefit trusts.
Review of investment policies and regulatory compliance applicable to employee benefit funds.
Ongoing compliance support, trust administration and representation before regulatory authorities.

Our Approach

We work closely with management, human resource teams, finance teams, actuaries, insurance companies and trustees to develop employee benefit structures that align with the organisation's workforce strategy, financial objectives and statutory obligations. By integrating legal, tax, accounting and actuarial considerations, we assist clients throughout the lifecycle of employee benefit trusts—from initial structuring and funding to ongoing administration, compliance and governance.

Key Benefits

Comprehensive advisory covering the complete lifecycle of employee benefit trusts.
Professionally structured trust documentation and governance framework.
Seamless coordination with actuaries and insurance companies for funding and administration of employee benefit schemes.
Assistance in obtaining statutory approvals and registrations.
Tax-efficient structuring of employee benefit arrangements.
Robust governance and regulatory compliance.
Reduced administrative burden through coordinated professional support.
Ongoing advisory to address evolving legal, tax and accounting requirements.

Employee Benefit Trust Advisory

Employee Benefit Trust Advisory

Overview

Scope of Services

Our Approach

Key Benefits

Explore Services

Need Assistance?